What is Professional Indemnity Insurance?
Professional Indemnity (PI) insurance is designed to cover individuals and businesses engaged in professional services for claims of alleged negligence, omission, error or breach of professional duty.
In the sporting world, this predominantly means it is for coaches, but PI is also useful for management consultants such as sporting events. Providing first aid training as part of your activities is another example of when you should consider getting PI insurance.
If you haven’t used an insurance broker like Mann Broadbent to get your insurance, then it is worth checking your Public Liability cover small print – some insurers have what they call an ‘advice’ inclusion, or extension, to the public liability policy, which is effectively professional indemnity cover. If you’re unsure what cover you have or whether it’s the right cover you need, contact us for advice and help.
What insurance do I need to consider?
Every club, organisation, and race is unique, so no ‘one size fits all’ insurance plan or solution exists. Aside from professional indemnity insurance, there are some other recommended insurance options for your club, such as:
Public Liability
Personal Accident
Cyber Insurance
Legal Expenses
Kit & equipment
Employers Liability
Event Cancellation
Sports travel insurance
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Should you insure your sports club pitches and running tracks too?
The story of East of Scotland league side Dunipace FC facing a bill of up to £300,000 to repair their artificial surface at Westfield Park in Denny, when their football club pitch was set on fire by vandals last week, shows ensuring pitches should not be forgotten.
Travel insurance for sports teams and clubs
If your team or club is travelling for a tour or competition you need to ensure you have travel insurance that will cover you for medical emergencies, repatriation, cancellation, disruption, lost baggage, etc.
Interested in Mann Broadbent’s Professional Indemnity Insurance?
Get in touch with us and see how we can assist your professional indemnity insurance needs.
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