Why is outdoor activity insurance essential?
Outdoor activity insurance is a vital safeguard for businesses in the outdoor activity and adventure sector. Even with robust safety protocols, accidents can happen in the outdoor activity industry. Outdoor activity insurance provides crucial protection, covering legal defence costs for claims, including those airing from incidents where you are not at fault but are held responsible. Additionally, the equipment and property you rely on to operate are exposed to risks such as theft, fire, storm damage, or flooding. With outdoor activity centre insurance, your business can recover quickly and continue operating with minimal disruption.
Choosing the right outdoor activity insurance for your business
Understanding the insurance you need can be challenging. That’s why we’ve created a handy resource: A Guide to Outdoor Activity Insurance. This guide helps demystify the process, ensuring you select a policy that meets your specific needs.
For more comprehensive protection, consider extending your cover with:
- Director’s personal liability
- Legal expenses
- Personal accident insurance
- Business interruption cover
- Buildings insurance
Struggling to find outdoor adventure insurance?
Certain businesses within the outdoor activity sector, such as backpacker hostels, bunkhouses, bothies, or paintball centres, may encounter difficulties securing insurance. This is often due to insurers’ reluctance to cover activities they don’t fully understand. We specialise in providing tailored solutions, ensuring you get the outdoor activity insurance coverage you need to protect your business.
What insurance do I need to consider?
Every club, organisation, and race is unique, so no ‘one size fits all’ insurance plan or solution exists. Aside from outdoor activity insurance, there are some other recommended insurance options for your club, such as:
Public Liability
Personal Accident
Cyber Insurance
Legal Expenses
Kit & equipment
Employers Liability
Event Cancellation
Sports travel insurance
Read related articles

Extreme sports travel insurance – do I need it?
If you get your thrills from adrenaline and enjoy taking part in extreme sports while on holiday, it is crucial that you get adventure sports travel insurance that covers you.
What insurance does a running race require?
Whether you are organising a one mile fun run or a multi-stage adventure race, a big city marathon or a fell race, the basics remain the same, it is just a difference in scale.
Interested in Mann Broadbent’s Outdoor Activity Insurance?
Get in touch with us and see how we can assist your outdoor activity insurance needs.
What would you like to do?
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